Bookkeeping & Client Accounting

Financial Clarity for Small Business Owners & Sole Proprietors

Bare Financials keeps your books clean, your records tax-ready, and your business tracking toward long-term solvency. No jargon, no surprises at year-end, just a steady partner who knows your numbers.

Year-round
Tax-ready records
Monthly
Reconciliation & reporting
1-on-1
Direct owner access
  • Clean Books
  • Tax Readiness
  • Sole Proprietors
  • Client Accounting Services
  • Solvency & Growth
  • Financial Peace of Mind
Small business desk with notebook, calculator and laptop

Books you can actually read

Plain-language reporting, every month.

About Bare Financials

Interpreting the language of business for owners who wear every hat

Bare Financials helps small business owners keep sight of their current financial processes while tracking toward future personal and business goals. Bookkeeping is not just data entry here: it is the record that tells you whether the work is paying off.

  • Clear sight of your current financial processes, month after month
  • Records organized and reconciled so tax time is a non-event
  • Tracking that connects today's numbers to your future goals
  • A bookkeeper who takes an active interest in your enterprise
Services

Steady support for the numbers behind your business

Bookkeeping & Clean Books

Comprehensive bookkeeping services to keep your financial processes organized, clear, and fully prepared for tax time.

  • Monthly reconciliation
  • Categorized transactions
  • Clear monthly reporting

Client Accounting Services (CAS)

Ongoing financial tracking and workflow oversight tailored for sole proprietors and small business owners.

  • AR / AP oversight
  • Workflow management
  • Cash flow visibility

Tax Prep Readiness

Year-round records kept in the shape your preparer expects, so filing season is a handoff rather than a scramble.

  • Preparer-ready schedules
  • Documentation trail
  • No year-end catch-up
Coming early 2027

Personal Financial Planning Services

Helping small business owners align their business success with personal financial growth.

Timothy Bare, founder of Bare Financials
Founder

Timothy Bare

Bookkeeper & Client Accounting Partner

I have always wanted a role that is important, but behind the scenes. As a bookkeeper, I help business owners interpret the language of business, keeping an active interest in their enterprise to ensure long-term solvency and maximum client value.

“The best financial partner is the one you never have to worry about. I stay behind the scenes so you can stay focused on the work you started the business for.”

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Pricing

Transparent monthly pricing in USD

Flat monthly rates, no hourly surprises. Final pricing is confirmed after a short review of your current books.

Essential Bookkeeping

For sole proprietors who need clean, current books.

$350per month

  • Up to 100 monthly transactions
  • Monthly bank & card reconciliation
  • Monthly P&L and balance sheet
  • Year-end tax-ready package
  • Email support
Get Started
Most popular

Full CAS Partnership

Ongoing tracking and workflow oversight for growing businesses.

$850per month

  • Unlimited transactions
  • AR / AP workflow oversight
  • Cash flow tracking & forecasting
  • Monthly review call
  • Quarterly goal check-in
  • Priority support
Get Started

Catch-Up & Cleanup

Behind on the books? Get current before your next filing.

From $500one-time

  • Full historical reconciliation
  • Chart of accounts rebuild
  • Corrected prior-period reports
  • Handoff to a monthly plan
Get Started
Client Feedback

Trusted by owners who would rather run the business

Tim took three years of messy records and turned them into books my CPA called the cleanest he had seen all season. I stopped dreading April.

Dana R.

Owner, residential contracting

As a sole proprietor I was doing everything myself. Having monthly reporting I actually understand changed how I price my work.

Marcus L.

Freelance design studio

He is genuinely interested in whether the business is healthy, not just whether the ledger balances. That is rare.

Priya S.

Owner, boutique retail

Contact

Schedule a consultation

Tell me a little about your business and where your books stand today. I will follow up with next steps and a straightforward quote.

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